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Your Fast-Track Solution to

Lui Loan

Your Fast-Track Solution to
Financial Freedom

Get approved fast—no security, no paperwork. Ideal for urgent expenses or quick financial support.

Loan Amount

MVR 10,000 to MVR 1.2M

Repayment Term:

Up to 5 years

Interest Rate:

15% per annum

Security or Guarantor

Not Required

Quotation

Not Required

Approval Time:

Instant for eligible applicants

Eligibility Criteria

& Repayment Options

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Age: 18 to 60 years

Income History: Minimum 12 months with income routed to a BML account

Credit History: Satisfactory repayment record over the past 24 months

Citizenship: Available to Maldivian citizens only

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Repayment

Repayments for unsecured facilities, including Lui Loans and Personal Financing, are automatically deducted from the settlement account on the 7th of every month. However, if the 7th falls on a holiday, the repayment will be deducted on the last working day prior to the 7th.

Repayments for secured facilities are automatically deducted from the settlement account on the last day of every month. However, if the last day of the month falls on a holiday, the repayment will be deducted on the last working day before the end of the month.

Flexible Funds, Your Way

Use your Lui Loan for the moments that matter—planned or unexpected. No restrictions, just possibilities.

Emergency medical expenses

Travel and relocation

Tuition or course fees

Home improvements or repairs

Debt consolidation or bill clearance

Buying essential electronics or appliances

Wedding or event-related costs

Short-term working capital for freelancers or side projects

Emergency medical expenses

Travel and relocation

Tuition or course fees

Home improvements or repairs

Debt consolidation or bill clearance

Buying essential electronics or appliances

Wedding or event-related costs

Short-term working capital for freelancers or side projects

Emergency medical expenses

Travel and relocation

Tuition or course fees

Home improvements or repairs

Debt consolidation or bill clearance

Buying essential electronics or appliances

Wedding or event-related costs

Short-term working capital for freelancers or side projects

Emergency medical expenses

Travel and relocation

Tuition or course fees

Home improvements or repairs

Debt consolidation or bill clearance

Buying essential electronics or appliances

Wedding or event-related costs

Short-term working capital for freelancers or side projects

Emergency medical expenses

Travel and relocation

Tuition or course fees

Home improvements or repairs

Debt consolidation or bill clearance

Buying essential electronics or appliances

Wedding or event-related costs

Short-term working capital for freelancers or side projects

Emergency medical expenses

Travel and relocation

Tuition or course fees

Home improvements or repairs

Debt consolidation or bill clearance

Buying essential electronics or appliances

Wedding or event-related costs

Short-term working capital for freelancers or side projects

How to Apply?

Apply Online

Send us your application along with the required documents via the message feature on the BML Mobile Banking app or Internet Banking. Once we receive your application, we will then assess your request and will be in contact with you for the next steps.

Useful downloads

Lui Loan Application Form

pdf · 323.29 KB

FAQ - Lui Loan

pdf · 195.47 KB

Lui Loan Checklist

pdf · 475.71 KB

Lui Loan - Sample Employment Letter

pdf · 172.34 KB

Lui Loan Repayment Tier Table

pdf · 501.16 KB

FAQ - Instant Loan

pdf · 211.26 KB

FAQ - Expected Credit Limit

pdf · 223.89 KB

Lui Loan Agreement

pdf · 94.66 KB

FAQ - Lui Loan- Fisherman

pdf · 225.50 KB